Business / Taxes Glossary

Indemnity Insurance: An indemnity insurance policy pays up to a fixed amount when you make a claim, often on a per day basis. The premiums on health insurance indemnity plans may be lower than on other heathcare . . . View Full Definition

Indenture: An indenture is a written contract between a bond issuer and bond holder that is proof of the bond issuer’s indebtedness and specifies the terms of the arrangement, including the maturity da . . . View Full Definition

Independent 401(K): The independent 401(k) — also known as a solo 401(k), indy-k, or uni-k — is a variation of the 401(k) designed for people who are self-employed or operate a small business with a partner, sp . . . View Full Definition

Index: An index reports changes up or down, usually expressed as points and as a percentage, in a specific financial market, in a number of related markets, or in an economy as a whole. Each index . . . View Full Definition

Index Fund: An index fund is designed to mirror the performance of a stock or bond index, such as Standard & Poor's 500 Index (S&P 500) or the Russell 2000 Index. To achieve that goal, the fund purchase . . . View Full Definition

Index Of Leading Economic Indicators: This monthly composite of ten economic measurements was developed to track and help forecast changing patterns in the economy. It is compiled by The Conference Board, a business research gro . . . View Full Definition

Index Option: Index options are puts and calls on a stock index rather than on an individual stock. They give investors the opportunity to hedge their portfolios or speculate on gains or losses in a segme . . . View Full Definition

Indexed Annuity: An indexed annuity is a deferred annuity whose return is tied to the performance of a particular equity market index. Your investment principal is usually protected against severe market dow . . . View Full Definition

Individual Retirement Account (IRA): Individual retirement accounts (IRAs) provide tax incentives to encourage people who earn income to invest for retirement. You open an IRA with a financial services firm, such as a bank, bro . . . View Full Definition

Individual Retirement Annuity: An individual retirement annuity is one type of individual retirement arrangement. It resembles the better-known individual retirement account in most ways, such as annual contribution limit . . . View Full Definition

Individual Retirement Arrangement (IRA): An individual retirement arrangement (IRA), which may be set up as either an account or an annuity, allows people with earned income to contribute to a tax-deferred traditional IRA or a tax- . . . View Full Definition

Inefficient Market: In an inefficient market, investors may not have enough information about the securities in that market to make informed decisions about what to buy or the price to pay. Markets in emerging . . . View Full Definition

Inflation: Inflation is a persistent increase in prices, often triggered when demand for goods is greater than the available supply or when unemployment is low and workers can command higher salaries. . . . View Full Definition

Inflation Rate: The inflation rate is a measure of changing prices, typically calculated on a month-to-month and year-to-year basis and expressed as a percentage. For example, each month the Bureau of Labor . . . View Full Definition

Inflation-Adjusted Return: Inflation-adjusted return is what you earn on an investment after accounting for the impact of inflation. For example, if you earn 7% on a bond during a period when the inflation rate averag . . . View Full Definition

Inflation-Protected Security (TIPS): US Treasury inflation-protected securities (TIPS) adust the principal twice a year to reflect inflation or deflation measured by the Consumer Price Index (CPI). The interest rate is fixed an . . . View Full Definition

Inherited IRA: An inherited IRA is an IRA that passes to a beneficiary at the death of the IRA owner. If you name your spouse as the beneficiary of your IRA, your spouse inherits the IRA at your death. At . . . View Full Definition

Initial Public Offering (IPO): When a company reaches a certain stage in its growth, it may decide to issue stock, or go public, with an initial public offering (IPO). The goal may be to raise capital, to provide liquidit . . . View Full Definition

Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62