Related Words

Abiotic Factor: The physical, chemical and other non-living components of the environment that an organism lives in. These factors include all aspects of climate, geology, and atmosphere that affect ecologi . . . View Full Definition

Biotic Factor: A living component of the environment which arises from and affects living organisms (distinct from physical factors). For example, the interaction between predators and prey is a biotic int . . . View Full Definition

Pool Factor: The outstanding principal balance divided by the original principal balance with the result expressed as a decimal. Pool factors are published monthly by the Bond Buyer newspaper for Ginnie . . . View Full Definition

One-Factor APT: A special case of the arbitrage pricing theory that is derived from the one-factor model by using diversification and arbitrage. It shows that the expected return on any risky asset is a lin . . . View Full Definition

Power Factor: The ratio of the total power in watts (resistive load) to the total apparent power in voltamperes (VA) (reactive load). The difference between watts and VA is due to reactive load impedance. . . . View Full Definition

Present Value Factor: Factor used to calculate an estimate of the present value of an amount to be received in a future period. If the opportunity cost of funds is 10% over next year, the factor is [1/(1 + 0.10)].

Protective Factors: Strengths and resources that appear to mediate or serve as a 'buffer' against risk factors that contribute to vulnerability to maltreatment or against the negative effects of maltreatment ex . . . View Full Definition

Olfactory Imagery: Imagery dealing with scent. See imagery.

R Factor Or Value: A measure of a materials resistance to the passage of heat. New homewalls are usually insulated with 4' of batt insulation with an R value of R-13, and a ceiling insulation of R-30.

Old-Line Factoring: Factoring arrangement that provides collection, insurance, and finance for accounts receivable.