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Underwriting Fee: This is a fee charged by the lender to evaluate whether the borrower qualifies for a mortgage loan. An underwriting fee may be charged to the borrower and shown on the Settlement Statement (HUD-1).

New Orleans Coffee: Traditionally, dark-roast coffee blended with up to forty percent roasted and ground chicory root. Most New Orleans blends sold in specialty stores today contain no chicory, however. They ar . . . View Full Definition

Old Tavern Coffee Estate: A small, highly regarded producer of certified Jamaica Blue Mountain™ coffee using traditional wet processing methods.

Organic Coffee: Coffee that has been certified by a third-party agency as having been grown and processed without the use of pesticides, herbicides, or similar chemicals.

Negotiated Underwriting: A securities offering process in which the purchase price paid to the issuer and the public offering price are determined by negotiation rather than through competitive bidding.

Negative Feedback Loop: A biochemical pathway where the products of the reaction inhibit production of the enzyme that controlled their formation.

National Association Of Independent Fee Appraisers (NAIFA): A professional association of appraisers with more than 2,000 members nationally. NAIFA offers the specialty designations IFA (member), IFAS (senior member) and IFAC (appraiser-counselor).

Natural Coffee: Coffee processed by removing the husk or fruit after the coffee fruit has been dried. When only ripe fruit is utilized and the drying is done carefully dry-processed coffee can be complex, f . . . View Full Definition

Negative Feedback: The dynamic comparison of a fraction of the output signal to the input signal at the input to an amplifier in such a way that the amplifier regulates it's output signal for maximal conformit . . . View Full Definition

Negative Feedback Control: Occurs when information produced by the feedback reverses the direction of the response; regulates the secretion of most hormones.