In-Network: Providers or health care facilities which are part of a health plan's network of providers with which it has negoiated a discount. Insured individuals usually pay less when using an in-network provider, because those networks provide services at lower cost to the insurance companies with which they have contracts.

 

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In-Network: Providers or health care facilities which are part of a health plan's network of providers with which it has negoiated a discount. Insured individuals usually pay less when using an in-netwo . . . View Full Definition

In-Network Provider: Any health care provider (physician, hospital, etc.) that belongs to a CIGNA network. Staying in-network gives members the advantage of significant discounts, helping to stretch their accoun . . . View Full Definition

Out-Of-Network Provider: Any health care provider that does not belong to a CIGNA network. Members can use their benefits for out-of-network expenses, but miss out on in-network discounts.

Provider Directory: Provider directories are listings of providers who have contracted with a managed care network to provide care to its participants. Participants may refer to the directory to select in-netwo . . . View Full Definition